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Essay / Research Paper Abstract
This 6-page paper discusses specific examples of how technology has impacted personal finance. Bibliography lists 4 sources.
Page Count:
6 pages (~225 words per page)
File: D0_MTperfin.rtf
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Unformatted sample text from the term paper:
. . . you need to move a chunk of cash from your savings account to your checking account to pay the mortgage. But first, you need to know whether
that out-of-town check you deposited . . . was credited to your savings . . ." (90). But if you had
a computer and modem, the article continued, you wouldnt have to go, in person, to the bank, to check on the status of that out-of-town check (Hannon, 1995). So basically,
the above wasnt necessarily a tale of science fiction, but was fast becoming reality. Still, the article wasnt exactly supportive, at the
time, of online banking, noting that the technology wasnt quite comfortable enough for consumers to embrace (Hannon, 1995). But what a difference
10 years makes. These days, online banking is practically a given, no matter what the bricks and mortar bank might be -- the online component is extremely important. Furthermore, the
person banking can do more than simply check balances on line -- he or she can pay bills (and even set up automatic bill payments) to take care of it
so he/she doesnt have to think about it); have paychecks deposited directly to bank accounts, and even buy other financial instruments, such as insurance, stocks or bonds online.
According to the Gartner Group, I 2000, 27 million Americans -- averaging one in 10 people -- do at least some of their banking
online (Sapsford, 2000). And that was five years ago - the total has undoubtedly gone up since that time. Thanks to the
...