Sample Essay on:
Canadian Case Law, OHIP

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Essay / Research Paper Abstract

A 6 page research paper that discusses the current spate of court cases that concern who should pay the premiums on the new revenue stream for funding the Canadian healthcare system, the employers or the employees. Bibliography is incomplete.

Page Count:

6 pages (~225 words per page)

File: D0_khohip.rtf

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Unformatted sample text from the term paper:

revenue for funding the provinces public health care system up until 1990. OHIP required employers of 15 or more employees to deduct premiums from paychecks and remit these funds to the Ontario government. This system was similar to private health insurance plans in that payment of premiums was a prerequisite for receiving healthcare services under this system. Otherwise, individuals (and their families) paid for any healthcare service they received from their own resources at the time of each service. The OHIP service differed from private insurance plans in that allowances were made for premiums not remitted due to hardship. Nevertheless, the law at that time mandated that employers deduct premiums from their payrolls. Due to this fact, many unions negotiated contracts with employers that included the employers paying OHIP premiums as an employee benefit. The government allowed this benefit; however, the OHIP programs was discontinued in 1990 and replaced with a new payroll tax. This new tax, the Employer Health Tax (EHT) requires employers to pay this tax based on their total payrolls. The EHT eliminated the OHIP premiums that were previously paid by employers on behalf of their employees. At this point, the right to participate in the Ontario public health program became based on residency in Ontario, rather than on the payment of premiums. As this suggests, the EHT funds are similar to the OHIP premiums in that these funds are likewise earmarked for the maintenance of the Ontario public healthcare system. At that time, many employers, and unions, left the language used in collective bargaining agreements unchanged, that is, the provision that the employer pay the cost of OHIP premiums remained in these contracts. Then, in 2004, the Ontario government passed legislation that provides an additional revenue stream for the public health care system, entitled the ...

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