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Essay / Research Paper Abstract
This 40 page paper provides an overview of the use and impacts of technology in the banking industry in the United States. This paper integrates a contextual view of the impacts of technology through an assessment of the history of banking and the changes that technology has brought about. Bibliography lists 30 sources.
Page Count:
40 pages (~225 words per page)
File: MH11_MHBankIT.rtf
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Unformatted sample text from the term paper:
range from the automation of basic services, including the introduction of automated teller machines to increasing global development through technological means the has led to questions about issues of security
and the implications in the emerging global marketplace. In fact, the banking and financial services industries are rapidly changing with the introduction of technology, and information systems operations has
become central to the competitive capabilities of most banking institutions. In assessing the use and impacts of technology in the banking industry, it is necessary to relate the
history of banking, the nature of technological change, the societal and structural impacts of technology and the lasting implications. Linked to this is the need to consider the basic
elements that have served to determine changes in the industry in general. This includes the trend towards global connections and the necessity for information technology to support this process.
History of Banking The history of the financial services sector in the United States and throughout the world is based in a high degree of overall stability in the
banking industry and a long standing history of banking operations. In essence, many of the largest banks in the United States have been operational for decades, and the overall
view of the financial services sector has been related to changes in the economy since the end of World War II. But in recent years, especially since the early
1990s, changing economic views have clearly influenced the progression of the financial service sector in the United States. Banks in some form or another have been in existence for centuries,
but the greatest initial increase in banking development occurred in the 19th and early 20th centuries, when business progress required support through financial establishments. Initially, banking was conducted with
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