Sample Essay on:
Medicare’s Effect on Health Care Costs

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Essay / Research Paper Abstract

A 15 page paper discussing health care costs in terms of Medicare’s influence on the rates that private insurers are willing to pay for services. The paper discusses the history, economic effect, regulations and future of Medicare, and how each has affected or is affecting efforts to reduce cost increases. If Medicare reform could be the prize, then the private sector gladly would assist in helping Medicare and CMS become more business-like in its function, purpose and operation. The private sector was forced to adopt the principles of continuous improvement years ago; if CMS could do the same, then every American citizen could benefit from the commitment. Bibliography lists 10 sources.

Page Count:

15 pages (~225 words per page)

File: CC6_KSmedicHlthCosts.rtf

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Unformatted sample text from the term paper:

was born of noble ideas and certainly retains a place in the health care of the nations elderly, disabled and indigent. It has come to control all of U.S. health care, however, a result that the government did not intend when establishing Medicare in the 1960s. At present, Medicare virtually rules all of American health care by virtue of its influence on private insurers. It directly influences the degree to which health care costs rise in that it establishes what it will and will not pay for goods and services. Medicare Managed Cares fee schedule provides guidelines for private insurers, and they set their acceptable fees at similar levels. There is intense and ongoing debate about the future of Medicare, the need for reform and the shape that such reform should take. As politicians haggle over private interests and noble ideals that no one can afford, Medicares influence on health care increasingly affects microeconomic choices of households and businesses, as well as the larger national economy. Cost and Price Structures The Dilemma This is an unintended result of Medicare, and one that is difficult to resolve. Our nations seniors are responsible for most health care expenditures, merely because of their age and the increased need for direct care with advancing age. Care providers cannot set lower fees for uninsured individuals and then penalize the insured and their insurers by operating under two distinct fee schedules. Medicare requires that care providers fees be "normal and customary," and those care providers who have attempted to set lower fees for those without any safety net have been accused of bilking the system and taking advantage ...

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